:root{--blue:#0e4361;--blue-light:#1b597c;--terracotta:#c2743b;--orange:#c16516;--sand:#e8d9c6;--cream:#f7f3ec;--paper:#fffdf9;--earth:#3e3a36;--muted:#6f6963;--line:rgba(14,67,97,.18);--serif:Georgia,"Times New Roman",serif;--sans:Arial,"Helvetica Neue",sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--earth);font-family:var(--sans);font-size:18px;line-height:1.62}a{color:inherit}img{display:block;max-width:100%}.wrap{width:min(1180px,calc(100% - 48px));margin:0 auto}.narrow{width:min(800px,calc(100% - 48px));margin:0 auto}.eyebrow{display:flex;align-items:center;gap:12px;margin:0 0 18px;color:var(--terracotta);font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase}.eyebrow:before{content:"";width:34px;height:2px;background:var(--terracotta)}h1,h2,h3{font-family:var(--serif);color:var(--blue);line-height:1.17;font-weight:400}h1{font-size:clamp(2.55rem,5vw,5.1rem);letter-spacing:-.045em;margin:0 0 28px;max-width:920px}h2{font-size:clamp(2rem,3.5vw,3.45rem);letter-spacing:-.03em;margin:0 0 24px}h3{font-size:1.42rem;margin:0 0 12px}p{margin:0 0 1.2em}.lead{max-width:790px;color:var(--blue);font-family:var(--serif);font-size:clamp(1.2rem,2vw,1.55rem);line-height:1.5}.button{display:inline-flex;align-items:center;gap:14px;padding:14px 20px;background:var(--terracotta);color:#fff;text-decoration:none;font-weight:700;border:1px solid var(--terracotta);transition:.2s ease}.button:after{content:"→";font-size:1.15em}.button:hover,.button:focus-visible{background:var(--orange);border-color:var(--orange);transform:translateY(-2px)}.small-link{color:var(--blue);font-weight:700;text-underline-offset:5px}
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.hero{position:relative;overflow:hidden;background:var(--paper)}.hero-grid{min-height:700px;display:grid;grid-template-columns:1.14fr .86fr}.hero-copy{position:relative;z-index:2;padding:105px 60px 95px 0;display:flex;flex-direction:column;justify-content:center}.hero-copy>p:not(.eyebrow){max-width:680px;font-size:1.13rem}.hero-actions{display:flex;align-items:center;gap:28px;margin-top:18px}.hero-photo{position:relative;min-height:700px}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 29%}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(14,67,97,.34),transparent 42%)}.portrait-caption{position:absolute;z-index:2;left:34px;bottom:30px;color:#fff}.portrait-caption strong{display:block;font-family:var(--serif);font-size:1.18rem}.portrait-caption span{font-size:.88rem}.page-hero{padding:112px 0 100px;background:var(--paper)}.page-hero h1{max-width:1000px}.page-hero .lead{margin-bottom:30px}
.intro,.section{padding:112px 0}.intro{background:var(--cream)}.section.paper{background:var(--paper)}.section.sand{background:var(--sand)}.section.blue{background:var(--blue);color:rgba(255,255,255,.88)}.section.blue h2,.section.blue h3{color:#fff}.section.blue .eyebrow{color:#efad7d}.section.blue .eyebrow:before{background:#efad7d}.split{display:grid;grid-template-columns:.82fr 1.18fr;gap:92px;align-items:start}.split.equal{grid-template-columns:1fr 1fr}.section-heading{display:grid;grid-template-columns:1fr .72fr;gap:78px;align-items:end;margin-bottom:52px}.section-heading p{margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{min-height:370px;padding:34px 30px;background:var(--paper);border-top:4px solid var(--blue-light);display:flex;flex-direction:column}.card.primary{background:var(--blue);border-color:var(--terracotta);color:#fff}.card.primary h3,.card.primary .card-link{color:#fff}.number{color:var(--terracotta);font-size:.77rem;font-weight:700;letter-spacing:.18em;margin-bottom:46px}.card p{font-size:.96rem}.card ul,.checklist{list-style:none;padding:18px 0 0;margin:auto 0 0;border-top:1px solid var(--line)}.card li,.checklist li{padding:7px 0 7px 22px;position:relative;font-size:.94rem}.card li:before,.checklist li:before{content:"";position:absolute;left:1px;top:17px;width:8px;height:2px;background:var(--terracotta)}.card-link{margin-top:24px;color:var(--blue);font-weight:700;text-decoration:none}.situations{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.situation{background:var(--paper);padding:28px;border-left:3px solid var(--terracotta)}.situation h3{font-size:1.22rem}.situation p{margin:0;font-size:.96rem}.steps{display:grid;grid-template-columns:repeat(3,1fr);margin-top:60px;border-top:1px solid rgba(255,255,255,.28)}.step{padding:34px 40px 0 0}.step+.step{border-left:1px solid rgba(255,255,255,.2);padding-left:40px}.step span{color:#efad7d;font-weight:700;font-size:.78rem;letter-spacing:.15em}.step h3{margin-top:26px}.quote{margin:32px 0;padding-left:22px;border-left:3px solid var(--terracotta);color:var(--blue);font-family:var(--serif);font-size:1.25rem}.offer{padding:34px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:180px 1fr;gap:34px}.offer:last-child{border-bottom:1px solid var(--line)}.offer-label{color:var(--terracotta);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.78rem}.offer h3{margin-top:0}.facts{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line)}.fact{padding:26px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.fact strong{display:block;color:var(--terracotta);font-family:var(--serif);font-size:2rem;font-weight:400}.fact span{font-size:.86rem}.image-section{display:grid;grid-template-columns:1fr 1fr;background:var(--paper)}.image-panel{min-height:630px;position:relative;overflow:hidden}.image-panel img{width:100%;height:100%;object-fit:cover}.image-copy{padding:88px clamp(38px,7vw,105px);align-self:center}.contact{padding:100px 0;text-align:center;background:var(--sand)}.contact h2{max-width:850px;margin:0 auto 22px}.contact p{max-width:650px;margin:0 auto 34px}footer{background:#082f47;color:rgba(255,255,255,.84);padding:42px 0}.footer-grid{display:flex;justify-content:space-between;gap:30px;align-items:center;font-size:.88rem}.footer-brand{color:#fff;letter-spacing:.16em;font-size:1.15rem}.footer-links{text-align:right}
@media(max-width:980px){nav{display:none}.mobile-nav{display:block;position:relative;color:var(--blue)}.mobile-nav summary{cursor:pointer;font-weight:700}.mobile-nav div{position:absolute;right:0;top:36px;width:270px;padding:18px;background:var(--paper);border:1px solid var(--line);box-shadow:0 16px 40px rgba(14,67,97,.12)}.mobile-nav a{display:block;padding:8px 0;text-decoration:none}.brand{width:330px;max-width:72vw}.hero-grid,.image-section{grid-template-columns:1fr}.hero-copy{padding:88px 0 76px}.hero-photo{min-height:560px}.split,.split.equal,.section-heading{grid-template-columns:1fr;gap:34px}.cards{grid-template-columns:1fr}.card{min-height:auto}.number{margin-bottom:26px}.image-panel{min-height:500px}}
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.section-link{display:inline-block;margin-top:38px}.section.blue .section-link{color:#fff}.footer-links a{color:inherit;text-underline-offset:4px}.legal-note{padding:24px 26px;margin:0 0 34px;background:var(--sand);border-left:4px solid var(--terracotta)}.legal-note strong{display:block;color:var(--blue);margin-bottom:6px}.legal-copy h2{font-size:1.55rem;margin-top:44px}.legal-copy h3{font-size:1.15rem;margin-top:30px}.legal-copy ul{padding-left:1.2em}.legal-copy a{color:var(--blue)}.brand-bridge{background:var(--paper);border-top:1px solid var(--line)}.external-link{margin-top:8px}.external-link:after{content:"↗"}.partner-note{margin-top:34px;padding:28px;border-left:4px solid var(--terracotta);background:var(--cream)}.partner-note h3{margin-bottom:14px}.partner-note p{font-size:.96rem}